Bill Barrow

314 Saratoga Circle

Richmond, KY
$ 292,000 Beds 3 Baths 2 Sq 1,623
Monthly Estimate* How much can I afford?

A private courtyard, timeless brick exterior, and mature trees set the stage for this 3-bedroom, 2-bath ranch in the heart of Richmond. Offering just over1,600 square feet of comfortable one-level living on a generous sized lot, this inviting home blends classic charm with everyday functionality. Step through the distinctive arched entry into a home designed for making memories, with spacious living areas and a floor plan that feels both comfortable and welcoming. Outside, the beautifully landscaped yard provides plenty of space to relax, garden, or enjoy time with family and friends. A new roof installed in 2024 offers added peace of mind, while the established neighborhood provides a quiet setting just minutes from shopping, dining, parks, schools, and I-75. Whether you're searching for your first home, your forever home, or the perfect place to simplify without sacrificing space, 314 Saratoga Circle is ready to welcome you home.

Active

  • Price
  • $ 292,000
  • City
  • Richmond
  • Bedrooms
  • 3
  • Full Bathrooms
  • 2
  • County
  • Madison
  • Half Bathrooms
  • 0
  • Area
  • 008 - Madison County
  • Lot Size
  • 0.34 Acres
  • Zip
  • 40475
  • Sqr Footage
  • 1,623
  • Year Built
  • 9999
  • Style
  • Ranch
  • MLS#
  • 26021279
Listed By: Berkshire Hathaway HomeServices Foster Realtors - 859-623-9427
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Baseboard,Electric,Heat Pump
Cooling Central Air,Heat Pump
Utilities Electricity Connected,Sewer Connected,Water Connected
Possession Close Of Escrow
Roof Dimensional Style,Shingle
Appliances Dishwasher,Disposal,Range,Refrigerator
Garage Spaces 2
Patio/Porch Features Deck,Porch,Front Porch
Architectural Style Ranch
Pool Features Above Ground
Construction Materials Brick Veneer
Year Built 9999
Levels One
Property Subtype Single Family Residence
Parcel Number 054C-0003-0007
County Madison
New Construction No
Property Type Residential
HOA false
Attached Garage false
Subdivision Name Saratoga Circle
Garage Y/N true
Other Structures Shed(s)
Total Rooms 6
Full Baths 2
Status Active
Directions From Lexington, take I-75 South to Exit 90B. Turn right onto Lexington Road (US-25). Continue approximately 0.6 miles, then turn right onto Saratoga Drive. Bear left as Saratoga Drive becomes Saratoga
High School Madison Central
City Richmond
High School District Madison County - 8
MLS Area 008 - Madison County
Lot Size Units Acres
Lot Size Square Feet 14810.4
Carport Y/N false
Elementary School White Hall
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Madison Mid
MLS Area Minor 008 - Madison County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer true

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Primary Downstairs,Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet,Hardwood,Tile
Total Fireplaces 1
Fireplace Features Family Room,Masonry,Wood Burning
Basement (Y/N) No
Air Conditioning Y/N true
Heating Y/N true
Window Features Blinds,Screens
Fireplace Y/N true
Above Grade Finished Area 1623
Laundry Features Electric Dryer Hookup,Gas Dryer Hookup,Main Level,Washer Hookup
Total Bedrooms 3
LivingAreaSource Public Records
Total Baths 2
Heating-Baseboard true
Heating-Heat Pump true

Exterior Features

Fencing Privacy
Parking Features Attached Garage,Garage Door Opener,Garage Faces Front
Lot Features Few Trees,Landscaped
Water Source Public
Lot Size Area 0.34
Foundation Details Block
Building Area Total 1623
Lot Size Acres 0.34
Lot Size Source Public Records
Waterfront Y/N false
Crops Included Y/N No
Horse Y/N false
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
Agent Photo

Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School

Price History

8/11/2026 Listed $292,000

Property vs Zip Code Average in 40475

Price
AVG $450K
$290K
Year Built
AVG 2038
9999

In The Neighborhood

Areas That We Cover

314 Saratoga Circle Richmond, KY is a Single Family Home for sale at $292000 with 1623 sqft and a lot size of 0.34 Acres Acre(s). 314 Saratoga Circle Richmond has 3 bedrooms, 2 baths and was built in 9999. The property's zip code is 40475 which is in Richmond, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Bill Barrow

Bill Barrow

859-459-0925

By pressing Contact Me, you agree that Weichert® may contact you via phone about your inquiry, which may involve the use of automated means. You are not required to consent as a condition of purchasing any property, goods or services. For any other information please read our Privacy Policy