520 Ridgewater Court

Lexington, KY
$ 469,500 Beds 4 Baths 2.5 Sq 2,546
Monthly Estimate* How much can I afford?

FAMILY FRIENDLY is the very best description of this house, street and neighborhood. A beautiful property, located on a quiet cul-de-sac is less than a 10th of a mile from the Waterford Clubhouse, tennis courts and pool. The level, fenced back yard, largely private with a number of maturing trees and lush perennials bordering the perimeter, is well suited for all kinds of outdoor activities and containment of your canine family member too. A large screened in porch is perfect for outdoor meals, morning coffee, becoming engrossed in your latest book or an evening refuge from the bother of mosquitoes and insects. But the real gem is the house itself! Plenty of comfortable spaces await inside for gathering for fall football watching, relaxing, hosting holiday events, preparing delicious meals and coming together as a family to eat in the kitchen or large adjoining dining room. Four bedrooms are upstairs with a mammoth Primary Bedroom, redone and sophisticated Primary Bath and well designed, large walk in closet for hanging, and shelf and drawer placement of clothes and shoes, There is even a built in clothes hamper and the laundry room right off the hallway is conveniently located in the center of the bedrooms. In addition to the thoughtful design of the house with an attractive and handsome front, plenty of closet space will accommodate all of your storage needs. And a very large, floored attic space beyond the primary bedroom walk in closet gives you plenty of space for out of season items and holidays decorations. Don't delay seeing this gem: fantastic, family oriented neighborhood, quiet street with little traffic, and well cared for house that will give you many years of comfort, security and everyday use! High Quality Home Warranty included!

Active

  • Price
  • $ 469,500
  • City
  • Lexington
  • Bedrooms
  • 4
  • Full Bathrooms
  • 2
  • County
  • FAYETTE
  • Half Bathrooms
  • 1
  • Area
  • 003 - Fayette County SE
  • Lot Size
  • 0.24 Acres
  • Zip
  • 40515
  • Sqr Footage
  • 2,546
  • Year Built
  • 1992
  • Style
  • Colonial
  • MLS#
  • 26013102
Listed By: McCallie Real Estate - 859-312-7599
Data Source: ImagineMLS

Features

General

Sewer Public Sewer
Heating Natural Gas
Cooling Ceiling Fan(s),Central Air
Utilities Electricity Connected,Natural Gas Connected,Sewer Connected,Water Available
Possession Close Of Escrow
Roof Composition
Appliances Dishwasher,Range,Refrigerator,Self Cleaning Oven
HOA Fee 500.0
Garage Spaces 2.0
Association Fee Includes Other
Architectural Style Colonial
Construction Materials Brick Veneer,HardiPlank Type
Year Built 1992
Levels Two
Property Subtype Single Family Residence
Parcel Number 20113120
OwnerPays Common Area Maintenance,Pool Maintenance
Community Features Pool,Tennis Court(s)
Assoc Fee Paid Per Annually
County Fayette
New Construction No
Property Type Residential
Association Amenities Clubhouse,Pool,Tennis Court(s)
HOA Yes
Attached Garage No
Subdivision Name Waterford
Garage Y/N Yes
Total Rooms 11
Full Baths 2
Status Active
Directions Clearwater to Ridgewater Drive to Ridgewater Court
High School Dunbar
City Lexington
High School District Fayette County - 1
MLS Area 003 - Fayette County SE
Lot Size Units Acres
Lot Size Square Feet 10332.0
Carport Y/N No
Elementary School Veterans
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Jessie Clark
MLS Area Minor 003 - Fayette County SE
Lease Considered Y/N No
Rent Control Y/N No
Structure Type House
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Public_sp_Sewer True

Interior Features

Interior Amenities Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Walk-In Closet(s)
Basement Crawl Space
Flooring Carpet,Hardwood
Total Fireplaces 1
Fireplace Features Family Room,Gas Log,Masonry
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Window Features Blinds
Fireplace Y/N Yes
Above Grade Finished Area 2546.0
Half Baths 1
Laundry Features Electric Dryer Hookup,Washer Hookup
Total Bedrooms 4
Below Grade Finished Area 0.0
LivingAreaSource Public Records
Total Baths 3
Heating-Natural Gas True

Exterior Features

Fencing Chain Link,Wood
Parking Features Attached Garage,Driveway,Garage Door Opener,Garage Faces Front,Off Street
Lot Features Few Trees,Landscaped
Water Source Public
Lot Size Area 0.24
Foundation Details Block
Building Area Total 2546.0
Lot Size Acres 0.24
Lot Size Source Public Records
Waterfront Y/N No
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Veterans Elementary School
Middle School Jessie Clark Middle School
High School Dunbar High School

Price History

6/7/2026 Listed $469,500

Property vs Zip Code Average in 40515

Price
AVG $680K
$470K
Year Built
AVG 2000
1992

Areas That We Cover

520 Ridgewater Court Lexington, KY is a Single Family Home for sale at $469500 with 2546 sqft and a lot size of 0.24 Acres Acre(s). 520 Ridgewater Court Lexington has 4 bedrooms, 2 baths and was built in 1992. The property's zip code is 40515 which is in Lexington, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.