196 Cottonwood Road

Louisa, KY
$ 109,500 Beds 2 Baths 1 Sq 672
Monthly Estimate* How much can I afford?

Tucked away in a peaceful wooded setting, this charming cabin offers the perfect blend of privacy, comfort and convenience just 2 miles from Yatesville Marina for easy access to boating, fishing and outdoor recreation. Surrounded by mature trees and situated on a beautiful homesite, this property is ideal for a weekend getaway, vacation rental, or full-time retreat. Inside, the cabin comes fully furnished and move-in ready with all appliances, furniture, utensils, bedding, and more conveying with the sale. Just bring your suitcase! Thoughtfully updated in the last 10 years, the electrical, flooring, walls and roof offer peace of mind, while full spray foam insulation provides year-round energy efficiency and comfort. An added bonus is the developed house seat on the property featuring a 1,400 gallon septic tank, creating potential for future expansion.

Active

  • Price
  • $ 109,500
  • City
  • Louisa
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • LAWRENCE
  • Half Bathrooms
  • 0
  • Area
  • 095 - Lawrence County
  • Lot Size
  • 1.5 Acres
  • Zip
  • 41230
  • Sqr Footage
  • 672
  • Year Built
  • 2001
  • Style
  • Cabin
  • MLS#
  • 26008129
Listed By: Blu Horizon Real Estate - 606-263-8040
Data Source: ImagineMLS

Features

General

Sewer Septic Tank
Heating Electric
Cooling Window Unit(s)
Possession Close Of Escrow
Roof Metal
Appliances Range,Refrigerator
Patio/Porch Features Porch,Front Porch,Rear Porch
Architectural Style Cabin
Construction Materials Wood Siding
Year Built 2001
Levels One and One Half
Property Subtype Single Family Residence
County Lawrence
New Construction No
Property Type Residential
HOA No
Attached Garage No
Subdivision Name Rural
Garage Y/N No
Total Rooms 2
Full Baths 1
Status Active
Directions Take Us 23 North to Louisa,turn left at lights. Follow for 1.7 miles and make a sharp left onto 3396. Turn right onto Cottonwood Road. 1/4 mile on right SIY
High School Lawrence County
City Louisa
High School District Lawrence County - 95
MLS Area 095 - Lawrence County
Lot Size Units Acres
Lot Size Square Feet 65340.0
Carport Y/N No
Elementary School Louisa East
Land Lease Y/N No
Home Warranty Y/N No
Middle/Junior High School Louisa Middle
MLS Area Minor 095 - Lawrence County
Lease Considered Y/N No
Rent Control Y/N No
Structure Type Cabin
Standard Status Active
MobileHomeRemainsYN No
Senior Community None
Sewer_co_Septic_sp_Tank True

Interior Features

Interior Amenities Ceiling Fan(s),Primary Downstairs
Flooring Hardwood,Vinyl
Basement (Y/N) No
Air Conditioning Y/N Yes
Heating Y/N Yes
Fireplace Y/N No
Above Grade Finished Area 672.0
Laundry Features Main Level
Total Bedrooms 2
Below Grade Finished Area 0.0
LivingAreaSource Listing Agent Measured
Total Baths 1

Exterior Features

Fencing None
Parking Features Driveway
Lot Features Many Trees
Water Source Public
Lot Size Area 1.5
Foundation Details Other
Building Area Total 672.0
Lot Size Acres 1.5
Lot Size Source Assessor
Waterfront Y/N No
Door Features Storm Door(s)
Crops Included Y/N No
Horse Y/N No
Irrigation Water Rights Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Lexington, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Louisa East Elementary School
Middle School Louisa Middle
High School Lawrence County High School

Price History

4/16/2026 Listed $149,000
5/5/2026 10% - $134,900
6/19/2026 12% - $119,500
9/1/2026 9% - $109,500

Property vs Zip Code Average in 41230

Price
AVG $240K
$110K
Year Built
AVG 1974
2001

Areas That We Cover

196 Cottonwood Road Louisa, KY is a Single Family Home for sale at $109500 with 672 sqft and a lot size of 1.5 Acres Acre(s). 196 Cottonwood Road Louisa has 2 bedrooms, 1 baths and was built in 2001. The property's zip code is 41230 which is in Louisa, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.